"The road you take makes all the difference"

'WE WILL BEAT ANYONE'S RATES & FEES, PERIOD.'*      *Exact same product, terms, and conditions.  * apply online  * calculate payments  * check loan programs  *contact us, or learn more about us! Are you ready to own? Take the first step towards the American Dream by completing our easy Online Application. We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Click here to get started!    At Crossroads we believe you need not be a good negotiator to get the lowest rates & fees.                                                   * NO APPLICATION FEE                                                   * NO POINTS                                                   * NO ORIGINATION FEE                                                   * NO PROCESSING FEE                                                   * NO UNDERWRITING                                                   * & WE CHARGE NO LOCK-IN FEE!                                IN FACT WE CHARGE NO BROKER'S FEES AT ALL.   CALL ABOUT THE 105% GOVT. REFINANCE PROGRAM TO SEE IF YOU QUALIFY!                          97% LTV Purchase or Refi with NO PMI!!! Call for details.                                                                  NY                    NJ                    CT                                              Licensed by NJDOBI as a Mortgage Banker     Contact Information: Secure Online Application It is fast, free, and secure. Apply Now Crossroads Finance Discount Mortgage 593 Newark-Pompton Turnpike Pompton Plains, New Jersey 07444 Phone: 973-839-5900 Fax: 973-839-5922